Qatar processed 51.7 million transactions worth $4.4 billion through its payment system in July 2025, according to data released by the Qatar Central Bank (QCB).

The number of transactions fell 5.78% month-on-month, while the total value increased by 1.51%, QCB said on its official X account.

Point-of-sale (POS) payments accounted for the largest share at 51% of total transactions, followed by e-commerce at 27%, the Fawran instant payment system at 20%, and Qatar Mobile Payment (QMP) at 2%.

POS transactions reached 40.33 million, valued at $2.26 billion, reflecting monthly declines of 6.82% in volume and 4.97% in value. E-commerce recorded 9.18 million transactions worth $1.2 billion. 

While the number of transactions dropped 4.77% compared with June, their total value rose 1.87%. Combined, POS and e-commerce transactions amounted to $3.45 billion, down 2.71% from the previous month.

Fawran, Qatar’s real-time payment service introduced in 2024, reported 1.87 million transactions in July worth $898 million, marking monthly growth of 7.47% in volume and 18.91% in value. Registered Fawran accounts increased 1.57% to 3.24 million. Participating banks include QNB, Commercial Bank, Qatar Islamic Bank, Ahli Bank, Dukhan Bank, Doha Bank, QIIB, and AlRayan Bank.

QMP, launched in 2020 to facilitate instant transfers between e-wallets, recorded 320,097 transactions valued at $76.3 million in July, rising 53.16% in volume and 32.19% in value month-on-month. Despite this, the number of registered wallets fell 12.41% to 1.2 million. 

Members include QNB, Commercial Bank, Doha Bank, Qatar Islamic Bank, Ahli Bank, QIIB, Arab Bank, HSBC Qatar, AlRayan Bank, Dukhan Bank, iPay, and Ooredoo Money.

The Qatar Payment System (QPS) uses real-time gross settlement and SWIFT standards to process domestic payments and securities transfers, linking to the central bank’s clearing, securities, and currency systems. 

Qatar’s retail payment infrastructure also includes the electronic cheque clearing system, the national network for ATMs and POS (NAPS), QMP, direct deposit and debit (QATCH), electronic payment gateway (QPay), the wage protection system (WPS), and Fawran.