As technology continues to reshape global finance, ultra-high-net-worth (UHNW) families in the UAE are taking a proactive approach to innovation and wealth preservation. A new Standard Chartered Global Private Bank report highlights how UAE family offices are outpacing global peers in adopting digital assets, artificial intelligence (AI), and strong governance frameworks to manage generational wealth.

According to the study, 71% of UAE families believe they should strategically invest in digital assets such as cryptocurrencies, NFTs, or tokenised traditional assets, slightly higher than the global average of 69%. In addition, 75% trust AI tools to support wealth decisions, underscoring growing confidence in technology—provided human advisers remain central to major judgments.

Vinay Gandhi, Global Head of South Asian Community and Regional Head of Europe, Middle East and Africa, Private Banking, said: “Family offices in the UAE are embracing technology in a way that reflects both vision and discipline. They see digital assets and AI not as speculative tools, but as integral components of a more connected, efficient, and resilient wealth ecosystem. Strong governance and forward-looking innovation position the UAE as one of the most dynamic global private wealth hubs.”

The study, “The Great Repositioning,” surveyed over 300 UHNW families and advisers in key financial hubs, including Singapore, Hong Kong, China, the UAE, India, Africa, and London.

Governance remains a cornerstone of UAE family offices, with 96% regularly reviewing governance frameworks and an equal proportion maintaining formal conflict-resolution processes. Meanwhile, 67% report active involvement of successors in investment decisions, and 88% prioritise national and international philanthropic causes.

Vinay Gandhi concluded: “As global wealth continues to evolve, the UAE’s combination of innovation, intergenerational engagement and governance discipline is setting a new standard for how families manage and preserve prosperity.”