Visa has announced a strategic partnership with OpenAI to enable secure payments within emerging agentic commerce experiences, as companies increasingly explore using artificial intelligence to conduct transactions on behalf of users.

The announcement was made at the Visa Payments Forum in San Francisco. Through the collaboration, Visa will provide its global payments network, credentialing services, and security infrastructure to support AI-driven commerce experiences across OpenAI platforms.

The partnership is part of Visa’s broader Intelligent Commerce initiative, which aims to extend secure payment functionality into new digital environments. The companies will also explore enterprise-focused use cases, including developer experiences powered by OpenAI’s Codex technology and more automated, conversational workflows.

Under the agreement, Visa’s payment capabilities will be integrated into OpenAI experiences, allowing developers and merchants to accept Visa payments initiated by AI agents. Visa will provide tokenization, network access, and risk management services to support secure, trusted transactions.

These transactions will operate within user-defined permissions and controls, including spending limits, merchant-category restrictions, and approval requirements. Payments will be supported by tokenized Visa credentials, real-time authorization, and fraud-monitoring systems intended to maintain security and consumer protections.

Jack Forestell, Chief Product and Strategy Officer at Visa, said AI is expected to reshape commerce significantly as AI agents become more active participants in economic activity, adding that Visa’s role is to ensure transactions remain secure, trusted, and seamless.

Marco Mahrus, Head of Partnerships, Commerce at OpenAI, said AI agents are expected to play an increasingly important role in helping users complete tasks involving payments and purchases. He said the integration with Visa Intelligent Commerce is intended to provide a secure, transparent and user-controlled framework for agentic transactions.